An experienced mortgage industry professional and member of the Mortgage Bankers Association, I’ve spent over 14 years in the business, including 10 years as a manager.

After getting my Real Estate Salespersons License at the age of 19, I attended County College of Morris before joining the mortgage industry in 1998.  Prior to joining Hancock Mortgage Partners, LLC, I was the NJ State Manager and Licensed Lender for America’s Choice Home Loans, and both Regional Manager and the Manager of New Hire Training for the Residential Retail Division of American Financial Resources, Inc.  An active member of my community and throughout Northern New Jersey, I’m also a member of American Mensa and support both M.E.R.F. and local efforts by the Juvenile Diabetes Research Foundation.

An expert in the ever changing mortgage industry.  Professionals in the local real estate community and homebuyers alike seek advice on general mortgage options including:

• Conventional Financing
• Fannie Mae and Freddie Mac’s New Financing Options
• Jumbo Loans
• Recent changes to USDA 100% Financing Mortgages

Increasingly more often many are seeking information about special programs available to aspiring homeowners like:

• State Bond Offerings up to 100% Financing
• HomePath Financing from Fannie Mae
• Government Loans like FHA and VA
• 203(k) and 203(k)s Rehabilitation Purchase Loans

And special options available to current homeowners such as:

• The New HARP 2 Interest Rate Reduction Program.
• Streamline Rate Reductions
• Refinancing up to 300% of the Property’s Value - at Conventional Rates
• Refinancing With No Appraisal
• Getting the Maximum Cash Out Possible
• Refinancing to Rehabilitate

Areas of expertise outside of mortgage origination include call center development and management, Mortgage Loan Originator training for entry level originators from basic orientation and preparation for the NMLS S.A.F.E. Act test to product knowledge and top producer sales training.

Myself and my team are available to local real estate professionals, aspiring home owners, and current clients alike all of the time including evenings and weekends via cell phone number and email address here on this page.  For information on today’s interest rates, or to get prequalified to buy a new home now, simply let me know and we’ll give your request our full attention.